All posts by withlovemummy

03Dec/17

Drama Camp with Sharifah Sofia

Children need to exhaust their energy, explore their imaginations and unleash their potential.

Expand your child’s creativity through skillful play.

A 4-day Drama camp with Sharifah Sofia – curated for your child to have an amazing time while learning to listen, follow directions, remember, focus, accomplish objectives, take turns, work with others, compromise, perform in front of an audience and use the imagination.

Camp is limited to 15 children (3-6yrs old).

Contact +60126102369 to book your space.

 

 

23Oct/17

Getting the Best Housing Loan You Need

If you’re currently in the midst of shopping for a home loan to buy the house of your dream. Comparing your home loan to others in the market is free and could save you thousands of dollars. A home is usually the most expensive asset you’ll own and the average home loan is taken out over as long as 30 years. Combine that with interest calculations and ongoing fees and you’ll find that you pay a significant amount of interest over the whole loan. here are some things you should consider before making what could arguably be the biggest financial decision of your life.

1. Asses your personal and financial situation.


2. Type of home loan

First and foremost, consider what works best for you: a traditional term loan or a flexible home loan (“flexi-loan”). A traditional term loan requires you to pay a fixed amount each month for the entire tenure of your home loan (eg. 30 years), while a flexi-loan gives you the option of reducing your interest whenever you wish (i.e. by saving your extra money into a linked current account. The more you save, the less interest you pay).
If you have a strict and predictable cash-flow pattern, a traditional term loan may be best. If you prefer flexibility in paying off your loan, a flexi-loan is recommended.

3. Interest rate

As of all loans, your priority should probably go to the bank that offers you the lowest interest rate. Citing an example for a home loan of RM500,000 over a period of 30 years, the difference in interest between an interest rate of 4.2% and 4.15% (i.e. a mere 0.05%) could be well over RM5,000!

4. Loan Amount

Depending on many factors which include the value of the property as well as your standing with the bank, different banks may offer you different financial amounts you are able to borrow. As you’ll be required to pay any amount not covered by the home loan upfront, this becomes very important especially if you’re short on cash.
This also depends on the amount you pay up front (down payment). Currently, there is a “My Dream Home” campaign happening on PropertyGuru – a platform designed to assist property buyers in buying the home of their dreams. They are offering a cash prize of RM50,000 to be used on your home down payment. Why not try your luck and you might actually be able to save a nice amount of money to save on your new dream home!!

5. Fees & charges

A home loan application involves professional and government-regulated processes such as preparation and disbursement of loan agreement, payment of stamp duty and processing by the bank, just to name a few. All these processes usually come with fees and charges that will be borne by you, the buyer.
In certain cases, it may also be wholly or partly borne by the banks as part of your loan packages. Hence, is it best to sit down with the loan officers (for all the banks you are considering taking your home loan from) and have them run through the fees and charges with you. The task may be repetitive and time-consuming… but it’ll be time well spent.

http://www.propertyguru.com.my/new-property-launch/reviews?utm_source=influencer&utm_medium=partner3&utm_campaign=PGMY-MYDREAMHOME

6. The bank

Understand that you’ll be dealing with the bank on a very frequent basis for as long as your home loan is in effect (which may be 20 to 30 years). With that in mind, you should probably choose a bank you are very comfortable with. Some of the things you may wish to think about include:

· Do you have an existing savings or current account with the bank (for ease of inter-account transfer)?
· Are you satisfied with their standard of service?
· Do you consider the bank to be trustworthy and reliable?
· Does the bank offer value-added services that will make your life easier for the long haul?
· How is the bank’s reputation as a whole?
· Does the bank provide online banking facilities which allow you to pay your instalments easily?
· Is your loan officer approachable, so that you can phone him or her anytime you have a question?

7. Use comparison websites

It’s always confusing when there’s so many different loan packages. You can always find a vast selection of bank loan packages all on one site www.propertyguru.com.my provides an easy to use calculator to make all the confusion go away in an instant. But if things get too tough to handle, you can always seek expert advice for tailored financial advice.

http://www.propertyguru.com.my/new-property-launch?utm_source=influencer&utm_medium=partner3&utm_campaign=PGMY-MYDREAMHOME

Bearing all these matters in mind, good luck in finding your next home loan.

25Sep/17

Enfagrow A+

I’ve never been big on using powdered milk but when you think about all that’s in foods and our environment today, as a mother, we tend to want what’s best for our children.

After using some milks in the past and my girls growing up so fast, I figured it was time for some change in their intakes.

Many of you who follow me know that all I want is what’s best for my girls and their future so I tried and tested, did a bit of reading and thought we’d give Enfagrow A+ a try and share my views.

There are 3 different flavours.. Honey, vanilla and original.. Of course we opt for the flavour closest to the real thing as we’re not big fans of flavoured drinks.. yup.. we drink milk, plain water or fresh juice (when we’re rajin) at home.. no crazy drinks (coke etc.) allowed!

So Ameera enjoyed the taste of it so much so even Ariana wanted to have some too. I, myself tried it and to be honest, it doesn’t taste that bad at all. Better than most we’ve tried so far to be honest..

Mummy made my favourite milk, Enfagrow A+!

It’s been said that a child’s brain triples in size in the first two years of life, and grows to 90% of the adult size during the first 5 years, which is why proper nutrition and stimulation are key during this critical period. During this time, the brain undergoes rapid development, building the foundation for cognitive and emotional advancement that will carry on into adulthood. As a child grows, he learns a lot of new things. This is achieved by the development of synapses – connections between the brain cells and rapid transmission of message.

I have practically heard and learnt this so much while I’ve been travelling the country speaking at the Frobel2017 parenting talk. In fact, the first 5 years of a child’s life is highly important to develop their intellectual and emotional intelligence (IQ & EQ). In this world of constant change, having a high IQ is just half of the equation for future success. The other half lies in EQ. Raising our children’s beliefs, self- worth and happiness by equipping them with emotional intelligence skills should be a top goal and people with high EQ do far better in every area of their life.

And this is proven too. I mean, the world is getting so fast and we rely on computers to do a lot of our thinking for us. Knowledge is in the palm of our hands but can computers feel? Do they sympathise? Can they work as a team? We still need human beings to do all that and the more we reply on computers, the less we rely on people. This I believe is going to be a problem in the future and therefore, it is important to ensure a good balance of both IQ and EQ.

Which brings me to my next point on; play! Playing is an important activity in a child’s life and enabling your child to express themselves and explore themselves and the world. Behavioural regulation is part of emotional development that is widely considered to be important for the holistic development of the child.

As parents, we put so much effort into our children development. To ensure that our efforts has a maximum impact, we need to make sure that their learning and development is fuelled with the right nutrition as well. I came across after much research of a new ingredient in Enfagrow A+, MFGM that works with DHA in developing a child’s IQ and EQ. This ingredient is important for brain function and structure, and has been shown to support emotional behavioural regulation in children. What’s equally exciting is that the new Enfagrow A+ also contains the highest level of DHA. The benefits of DHA in supporting brain development has also been well established. Together, studies have shown that MFGM and DHA helps support cognitive development (IQ) as well as emotional and behavioural regulation (EQ).

This is why I’m giving Enfagrow A+ a try and to see if it makes any difference with Ameera and her development as she seems to be so much lazier than her sister when it comes to problem solving and team work. Not that I’m forcing it on to her. I’m just allowing it to happen in its own time but with a little guidance from myself and a little boost in those little synapses of hers to enable the learning to not stop and to keep on creating and exploring.

But hey! Mummy and daddy need to be involved in this too. Doesn’t mean just because there’s this awesome milk, you don’t need to learn, guide and explore with them ay?! Learning starts from home. And we’re all in this together. What’s a better world like without these amazing little people we are bringing up to lead the world of the future? Time to start putting those books down once in a while and go on an exploration huh? That makes a huge impact on a child’s development too!

Mummys, get free Enfagrow A+ samples for your #FutureReadyMalaysians at https://www.enfagrow.com.my/get-your-free-sample-now-my J

 

 

07Sep/17

Lung Cancer and Melanoma Awareness Campaign

A while ago I was asked by Heather Von St. James if I could help post a little info on a campaign she has started 11 years ago to gain awareness on Mesothelioma. It is a rare type of cancer that occurs in the thin layer of cells lining the body’s internal organs known as mesothelium. The campaign is called, Lung Leavin’ Day. It’s an amazing story by such a strong survivor of such a rare type of cancer. Hey man, she had 1 of her lungs removed!!

I had recently attended a lung cancer and melanoma awareness workshop as cancer does run in my family. I figured that attending it would help educate me more about prevention and how to identify the signs and symptoms of cancer.

Lung cancer is one of the most common causes of death in the world and is estimated to be responsible for 1 in 5 deaths out of 1.59 MILLION deaths.. THAT’S MORE THAN 300,000 deaths!! In Malaysia alone, 4,404 lung cancer cases were recorded in 2012 with more than 80% leading to death.

Death is usually a taboo subject to talk about and so are diseases to be honest.. I mean, yes, people are aware of cancer.. they wear the pink ribbon, walk on for movember but are we really, REALLY aware of it? How often does one actually get checked?

To be honest, I’m pretty much a chicken when it comes to getting myself checked out but I try do it as often as possible and alhamdulillah, so far so good. There are so many things we need to do to get checked.. teeth, heart, physical health, breast cancer, colon cancer; the list goes on!!

What causes lung cancer?

Of course, many of us know that smoking is one of the leading risk factors for lung cancer and so is second hand smoking. Other risks include Radon (an odourless radioactive gas; second most frequent cause of death.), asbestos, inhaled chemicals, diesel exhaust, air pollution, radiation therapy to the lungs (eeeekkk), arsenic in drinking water and also family history. Yup! You can’t run away from those genetics.. ☹

In most lung cancer cases, symptoms usually only appear when the disease is already at an advanced stage and this makes early detection and timely treatment very very challenging. These symptoms include a worsening cough (or one that just won’t bloody go away), chest pain, wheezing, shortness of breath, coughing up blood, feeling tired easily and even weight loss with no known causes (and no, that sort of weight loss is NOT GOOD!)

Now what about melanoma?

To be honest, I never knew about it till this workshop and I’m glad I do now coz I need to get myself checked for it. Melanoma is a type of cancer that is most often on the skin. It begins in the skin’s pigment producing cells. It can also develop on other parts of the body including the eyes, digestive tract, nails and also the mouth. Melanoma is the most serious forms of skin cancer.

In the US, melanoma is the 5th most common type of new cancer diagnosis in men and 7th in women. There was actually an estimated 9,710 people who would die of melanoma in 2014!! Acral lentiginous melanoma is the most common type of melanoma in Asians and in Malaysia, 62.5% of melanoma cases are usually detected in stage iii. That’s already a bit late for detection I’d say..

There are many risk factors that cause melanoma and despite the benefits of Vitamin D, the sun (!!!) is a major source of UV rays. Moles are also a risk factor to a person if they have irregular or large moles. Fair skin, family history (yep! Still can’t run!), immune suppression, age, gender and even a rare, inherited condition known as xeroderma pigmentosum are also contributing factors to melanoma.

Melanoma can occur anywhere on the body and develop in areas that are most exposed to the sun (see… I don’t wear a hijab for nothing.. LOL). But hey, jokes aside, it can also develop in covered areas like the soles of your feet, your palms and even under your fingernails!!

For screening and diagnosis, you could actually do a self-examination. Go get checked by a physician and as they’re doing the screening, you could ask him/her to show you how to self-screen and what to look out for! There’s actually this simple guide to help you out (and we also have google) it’s called the ‘ABCDE’ acronym which is based on

Asymmetry – One half of a mole or birthmark does not match the other

Border – The edges are irregular, ragged, notched or blurred

Colour – The colour is not the same all over and may include shades of brown or black or sometimes even patches of pink, red, white or even blue!

Diameter – The spot is larger than 6 millimetres across (the size of a pencil eraser but they could even be smaller than that)

Everything – The mole is changing size, shape and colour

But…. The only way you can accurately diagnose melanoma is with a biopsy. This means that all or part of the mole or growth is removed and analysed.

That’s basically the low down on what I learnt the other day about these 2 forms of cancer..

But what if you are actually diagnosed with lung cancer, melanoma or any other type of cancer?? What are the things that can be done?

There are a few options of treatments that you could undergo if you are diagnosed.

Surgery

Removal of the tumor and surrounding tissue during an operation. Surgery is the oldest type of cancer therapy.

Radiation Therapy

Radiation therapy uses high-energy radiation to shrink tumors and kill cancer cells. X-rays, gamma rays, and charged particles are types of radiation used for cancer treatment.

Chemotherapy

Destroy cancer cells that may remain after treatment with surgery or radiation therapy. Kill cancer cells that have returned or spread to other parts of your body

Immunotherapy

A new treatment method that uses certain parts of a person’s immune system to fight cancer cells. This is done by stimulating the immune system to work hard or smarter to attack cancer cells and also by giving the immune system some extra components; such as man-made immune system proteins. (COOL HUH?!) This treatment basically targets the immune system and not the cancer itself.

There are a few treatments offered for immunotherapy

Monoclonal antibodies – man-made immune system proteins, which are antibodies designed to attack a specific part of a cancer cell.

Cancer Vaccines – substances introduced into the body to cause an immune response against certain diseases.

Non-specific immunotherapies – treatments that generally boost the immune system to help the body attack cancer cells. (I believe this one can be for anyone really).

Immunotherapy holds greater potential than existing conventional treatment approaches to fight cancer and increases long term survival. It helps improve quality of life with lesser side effects.

Target Therapy

The drugs known as targeted therapy help stop cancer from growing and spreading. They work by targeting specific genes or proteins. These genes and proteins are found in cancer cells or in cells related to cancer growth, like blood vessel cells. Doctors often use targeted therapy with chemotherapy and other treatments.

Hormone Therapy

This drug is not a selective estrogen receptor modulator (SERM) – it acts like an anti-estrogen throughout the body. This treatment option is used to treat metastatic breast cancer.

It’s amazing how many different treatments there are to help us with treating such a devastating and common disease and it’s great to know that in this country, we have access to all of these here in Malaysia. Alhamdulillah.

So it’s time I get checked soon coz I’m getting old (damn.. I am…) and I actually do have some moles I’ve been told to get seen to and yes, cancer is in my family history too. But if you ever find the chance to go for regular check-ups, I suggest you do just that. Remember, prevention is better than cure!!

14Aug/17

7 steps to finding your perfect home

Buying a home is one of the biggest decisions you could ever make in your life. One of the biggest investments you’ll ever make too.

When buying a house, there’s a few things you need to keep in mind before deciding on anything at all.

Here’s a few tips I have to make your house hunting just a little bit easier.

7 steps to finding your perfect home

Know what kind of house you’re looking for

You need to know what you want. Is it for investment? Are you buying it for yourself? Do you wanna live in the city? The suburbs? All these questions are what you need to ask yourself (and your life partner) when you plan on buying a place. Same with renting too!

Research the areas you want to live in; location is important – schools, highways, public transport, grocers, amenities

Getting a new home is exciting but you also need to think about convenience. It would really suck if you had this amazing home but had to drive 10 minutes to get to a shop when you actually want a place you could walk 5 minutes instead.

Being near highways are good too especially when getting around here in Malaysia requires the use of highways constantly.

Link: http://www.propertyguru.com.my/new-property-launch/reviews?utm_source=influencer&utm_medium=partner3&utm_campaign=PGMY-MYDREAMHOME

Think of the future; for singles? Just married? Are you planning to have kids?

If you’re getting a place for yourself, do you really need that much space? Or are you planning to get married and have kids? Of course having a huge nice house would be like a dream but we have to be reasonable in a sense that too much space is too much space.

I have my girls and I’m happy in a small house because 1. They are so messy. 2. I don’t have a maid. 3. I don’t have that much to clean (sweep and mop) haha!!

So getting a place you feel would be best cleaning wise is a good thing to think about too! :p

Consider both old and new; new homes are nice but they aren’t always better

Yes.. A new home sound oh so good. Fresh painted walls, all new fixtures and fittings, and you’re the first person to ever live there.

But what if I told you that new isn’t always the best choice.

Some old properties don’t have what new properties do. Like a nice big garden for the kids to run around in. Traditional features and architecture. Being in an established housing area.

New homes however have modern features. You spend less time and money on maintenance and repairs (most of the time). Look so nice and fresh. And of coure it’s always nice to buy something brand new.

There are so many search engines out there but I’ve found PropertyGuru to be one of my favourites. Its straight to the point and has lists going on far and wide and up to date!

Go look at the place; inspection, not all homes look like it is in pictures

It’s best to go and see the houses you are interested in first hand. Yes, the place looks gorgeous on the pictures but hey, look what day and age we’re in. They could have made it on The Sims and posted the picture but would look like a whole different house when you go.

Keep within budget; be realistic

I know quite a few people who want to live in luxury but can’t afford it and that’s really not a way to live. Why go through so much stress when you don’t have too? Try keeping within your means. Get what you can afford then build the place from the inside out. A home is a place you can be yourself and be comfortable, not a place for you to show off what you can’t even afford.

But hey! I just saw on PropertyGuru that there’s this campaign happening. The “My Dream Home” campaign. It’s a platform designed to assist property buyers in buying the home of their dreams. They’re taking things to the next level by offering a cash prize of RM50,000 to be used on your home down payment. That’s quite a burden off the shoulder right there huh?!

Picture yourself in the home and the neighbourhood; if the shoe fits, get it!

Now comes the best part.

When you’ve visited all those houses and you had a look around the neighbourhood, it’s time to finally picture yourself living there.

Just close your eyes and imagine standing at the gate/garden. Looking at the light blue skies. There isn’t much traffic (or maybe there is, and you like it).. You can imagine your kids playing around safely, there’s a park just nearby. You can walk to the shops together without dragging your feet or even having to take the car. You have great neighbours.

If you think it’s the best choice in all aspects (financially, safety, rationally, realistically), then go for it!

 

I wish you all the best and I hope you manage to find your dream home just as I have. 😊

14Aug/17

Little update on Life

It’s been so long since i last posted anything and i apologise as i’ve been busy with my new chapter in life.

As you know, last year was a blast. The girls and I were living on an amazing island where I homeschooled a couple of children as well as my own and I also ran the kids club at the particular resort.

But that’s all over now. Today, I am now a full-time working mum. I currently head the PR, Marketing and Events department for TOMS, the Giving Company. Never heard of TOMS? You will soon on my next update. 😉 (which will hopefully be soon!! LOL)

But I must say, as much as the girls and I miss the island terribly, I am enjoying my job very much. It took a while for me to get into a routine. Sitting at a desk and looking a my laptop all day but I now enjoy it more now than when I said that I enjoyed it 3 months ago. I mean, put me with sneakers, creative writing and charity and I’m all for it!!

The girls have been put in a school which I really hate them being in as it is too academic based and I really don’t like how things are run there but they’ve just been taken over and I’m giving them the benefit of a doubt to see if there would be any improvements. So far, not happy. But to be frank, it’s all i can currently afford and it’s extremely convenient for me at the moment as I try to get back on my feet.

It’s been tough, I must say. From being a stay at home mum to living on a remote island to taking up an office job.. But hey! Life goes on and you gotta just take everything with a pinch of salt.

I’ve decided that I’m gonna kindda change the way this blog goes too.. a little bit of a face lift here and there.. some new things are coming up which involve my girls and we’re super excited.

But it’s now 02:06 and I’m woring in the morning so I better head to bed…

Looking forward to more blog splurts and a better future.. but lets just look forward for tomorrow and think about how blessed out today is (was)..

 

good night!

 

 

 

 

24Mar/17

Mickey and the Roadster Racers – MID VALLEY

GET ROADSTER READY AT THE

DISNEY JUNIOR MICKEY AND THE ROADSTER RACERS CARNIVAL

MID VALLEY MEGA MALL, CENTRE COURT
WEDNESDAY 15 TO 26 MARCH 2017

In anticipation of Disney Junior’s latest animated series, Mickey and the Roadster Racers, kids and families in Malaysia will have the chance to get Roadster Ready at the “Disney Junior Mickey and the Roadster Racers Carnival” and earn their very own Roadster Racer’s license.

Beginning 15 March, this exciting interactive experience will see a Mickey and the Roadster Racers branded truck travel to three locations across Malaysia: Kuala Lumpur (15 to 26 March); Penang (29 March to 4 April) and Kota Bharu (6 to 8 April). The larger-than-life truck will unfold into an exciting and interactive family carnival where kids and families can enjoy a variety of Mickey and the Roadster Racers themed activities.

Kids can gear up to ride and race their own Roadsters through the Hot Dog Hills race course, receive their personalized Roadster’s Racers license, make their own Roadster helmets and take part in Mickey themed arts and crafts activities.

 

Mickey and the Roadster Racers will premiere on Disney Junior (ASTRO Ch 613) on 24 March,
2.30pm.

 

WHAT IS MICKEY AND THE ROADSTER RACERS ALL ABOUT???

Disney Junior’s animated “Mickey and the Roadster Racers” is a madcap racing series that showcases Mickey and his pals – Minnie, Donald, Daisy, Goofy and Pluto – and their unique transforming vehicles as they take on humorous high-spirited races and worldwide capers. The stories are designed to impart social and emotional lessons about friendship, teamwork, optimism and good sportsmanship.

Geared toward kids 2-7, each episode features two 11-minute stories as Mickey and his friends gear up for racing and other exciting adventures in the mini-metropolis of Hot Dog Hills and around the world. At the push of a button, the gang’s daily cars transform into personalized roadster racers: Mickey’s Hot Doggin’ Hot Rod, Donald’s Cabin Cruiser, Goofy’s Turbo Tubster, Daisy’s Snapdragon and Minnie’s Pink Lightning, which also converts into the Happy Helpers Van.

When Minnie and Daisy are not busy racing, they run their own successful business as the Happy Helpers, solving problems for anyone in need of a helping hand. The plucky pair demonstrate determination, ambition and resourcefulness as they take on challenges of all kinds, from rescuing a cat in a tree to egg-sitting to retrieving lost jewelry from the sewers of Paris.

With Mickey leading the way with his eternal kindness, contagious joy and authentic optimism, the series is designed to excite young viewers about learning new skills and the sense of accomplishment that comes from a job well done. Even when the gang competes against each other in a race or a Happy Helper assignment seems impossible, their strong friendship stays top priority and helps them find solutions to their problems.

As with all Disney Junior programming, “Mickey and the Roadster Racers” is guided by an established curriculum that nurtures multiple areas of child development: physical, emotional, social and cognitive, thinking and creative skills, as well as moral and ethical development. Stories emphasize multiple ways to solve problems and help kids develop critical thinking skills, along with perseverance and resilience. Curiosity and discovery are central to the series, as Mickey and his pals explore different countries, cultures and traditions on their adventures.

03Feb/17

Falling in Love with TOMS

Giving some love with TOMS this Valentine’s Day!

TOMS has released its all new Limited Edition Pink Love Languages Women’s Classics just in time for Valentine’s Day! TOMS is always in the mood for love with its One for One mission. What better way to treat your loved one this Valentine’s Day than with a gift that spreads love around the world.

With every pair of shoes you purchase, TOMS will give a new pair to a child in need. One for One®

Featuring the word “love” written in various languages and a heart print, wear your heart on your sole with this limited edition Classic Alpargata. The removable insole and rubber outsole on these Alpargatas are built with comfort and style in mind.

10010132_PinkLoveLanguagesWomensClassics_H Continue reading